Questions for lawyers Found 300

I’m applying for a specific type of insurance in Malta and I’m concerned that my age might result in either being denied coverage outright or facing significantly worse terms purely because of it, rather than because of any genuine individual risk factor. Is age-based discrimination in insurance actually allowed under Maltese law?

I moved to Malta partway through the year and worked here for the remaining months, having earned income in another country for the earlier part of the same year before relocating. I want to understand how my tax residency and liability would actually be assessed for this kind of split year.

I run a small business in Malta and I’m drafting standard contracts for use with individual consumers, not other businesses. I was thinking of including a mandatory arbitration clause requiring any dispute to go through arbitration rather than court. Is this actually enforceable against consumers under Maltese law?

I had worked at the same company in Malta for almost four years on an indefinite contract when I was called into a meeting and told to leave immediately, no notice, no explanation beyond ‘restructuring’. I wasn’t accused of any misconduct. Is this actually allowed?

My spouse and I got married in Malta several years ago under the default community of acquests, but our financial circumstances have changed significantly and we’d now like to change our matrimonial property regime. Is this actually possible once you’re already married, or is that decision locked in permanently at the time of marriage?

I signed a konvenju to purchase a property in Malta, but I’ve since had a genuine change of heart and no longer want to proceed with the purchase. I understand this is a binding agreement, but I want to understand what would actually happen if I simply decided not to go through with the final sale.

I have a manager title at my workplace in Malta, but my day-to-day duties are mostly the same as the staff I supposedly supervise. I regularly work well beyond my contracted hours and my employer says overtime rules don’t apply to me because I’m ‘management’. Is a job title alone enough to exclude someone from overtime protections?

A close family member of mine in Malta recently passed away, and I want to obtain a copy of their medical records to better understand the circumstances surrounding their treatment and death. Am I actually entitled to access these records as a surviving family member?

I have a relatively modest dispute with a local business in Malta over money I believe I’m owed, nothing enormous, but enough that I want to pursue it properly. Someone mentioned the Small Claims Tribunal as an option, but I’m not sure what kinds of disputes it actually covers or what the monetary limit is.

I used a freight forwarding company based in Malta to arrange the shipment of commercial goods, and when the shipment arrived at its destination, a portion of the goods were damaged. I want to understand who is actually responsible, the freight forwarder I contracted with, or the underlying carrier who physically transported the goods.