Solicitor for Insurance Law in Valletta

I’m renting a property in Malta and I’d like to take out insurance covering my personal belongings inside it, though I obviously don’t own the building itself. Is it actually possible for me to get insurance in this situation, given I’m not the property owner?

I’m unhappy with my current car insurance provider in Malta and I’ve found a better deal elsewhere, but I’m partway through my current annual policy term. Can I actually switch to a new provider now, or would I face significant penalties for cancelling before the policy naturally expires?

I hold an insurance policy with a company licensed in Malta, and I’ve recently seen some concerning news suggesting the company might be facing serious financial difficulties. I’m worried about what would actually happen to my coverage, and any potential claim, if my insurer became insolvent.

I have an ongoing home insurance policy in Malta that I’ve paid for the full year upfront, but I’ve just received notice from the insurer that they’re cancelling my policy partway through the term, citing a change in their underwriting criteria. Can they actually do this without my agreement, and what happens to the portion of my premium I already paid?

I recently had a significant flight delay on my way to Malta, several hours, though the flight wasn’t technically cancelled outright. I incurred some extra costs as a result, meals, an unexpected taxi, that sort of thing. Can I actually claim these costs through my travel insurance policy given the flight was delayed rather than cancelled?

I purchased an insurance policy in Malta based specifically on my broker’s recommendation, but it turns out the policy doesn’t actually cover a type of risk I clearly explained to them was important to me at the time. Now that I need to make a claim related to exactly that risk, I’m being told it’s excluded. Does my broker bear any responsibility for this?

I’m applying for a specific type of insurance in Malta and I’m concerned that my age might result in either being denied coverage outright or facing significantly worse terms purely because of it, rather than because of any genuine individual risk factor. Is age-based discrimination in insurance actually allowed under Maltese law?

I’m applying for private health insurance in Malta, and I have a pre-existing medical condition that I’m required to disclose on the application. I’m worried the insurer will either refuse coverage entirely or specifically exclude anything related to that condition. Is this something insurers are actually allowed to do?