Who is liable if my building collapses and damages a neighbour’s property?
- 10.06.2026
I’m considering purchasing a property in Malta and I’ve come across the term ’emphyteusis’ or ground rent in relation to the property. I don’t fully understand what this actually means for me as a potential buyer, or whether it’s something that should be a significant concern in my decision to proceed.
Emphyteusis is a specific real right recognised under the Civil Code, Chapter 16 of the Laws of Malta, under which a property is held subject to an annual ground rent payable to another party, typically the original grantor of the emphyteutical right or their successors, rather than the occupant holding completely unencumbered full ownership of the property, and this arrangement is genuinely common on certain properties in Malta, particularly some older or commercial properties, meaning discovering that a property you're considering is subject to emphyteusis is not automatically a red flag, but it is something that needs to be properly understood before proceeding. Key things to clarify with your notary before purchasing include the exact amount of the annual ground rent payable, the duration or terms of the emphyteutical grant, since these can vary considerably, whether there are any specific conditions or restrictions attached to the emphyteusis that could affect your use of the property, and importantly, whether and how the ground rent obligation would transfer to you as the new owner, since this ongoing financial obligation and any associated conditions are a genuine factor that should influence both your assessment of the property's value and your overall decision. Given the genuine legal complexity that can be involved in properly understanding a specific emphyteutical arrangement and its practical implications for you as a buyer, it's essential that your notary thoroughly investigate and clearly explain the specific terms before you commit to the purchase.
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